|
ALLEGHENY
METAL FCU - FEE SCHEDULE |
|
Credit Union
Membership |
|
Share Account Joining Fee |
$0.00 |
$5.00 Minimum required to open account. |
| Draft
Account Joining Fee |
$0.00 |
Must have
open Share Account and a minimum deposit of $5.00 to
open draft account |
|
Club Accounts |
|
Holiday Club |
$0.00 |
Must have open Share Account and a
minimum deposit of $5.00 to open club account, Maximum
Balance of $12,000.00 by period ending October 16th,
(funds released next business day) Funds must
remain in account for full term or no dividend payment |
|
Vacation
Club |
$0.00 |
Must have
open Share Account and a minimum deposit of $5.00 to
open club account, Maximum Balance of $12,000.00 by
period ending May 16th, (funds released next business
day) Funds must remain in account for full term or no
dividend payment |
|
Certificate of Deposit |
|
1Year
CD Account |
$0.00 |
Must have open Share Account and a
minimum deposit of $5,000.00 to open CD account.
Dividends will be paid at Maturity. Early withdrawal
penalty will be 90 days of interest. Certificates will
automatically roll over with 10 day grace period. When
dividends are paid member will have the choice of:
Deposit to certificate, deposit to share account, or
mail to owner. Share secured loans may be secured by a
CD. |
|
Electronic Services |
|
Stop Payment Fee |
$15.00 |
Per each occurrence |
|
Order Supplies |
| Checks and
Deposit Slips |
Varies |
Deducted from
Draft Account electronically |
| Vinyl Check
Cover |
Free |
Free at time of new check
order |
| Special
Check Cover |
Varies |
Deducted from Draft Account
electronically |
| Address
Labels |
Varies |
Deducted from Draft Account
electronically |
| Payment
Books-1st Order |
Free |
Ordered at time of new
loan |
| Re-Order
Payment Books |
$7.50 |
Fee for re-order due to
members request for lost books, name and/or address
change |
|
Debit Card and
Share Draft Fee Schedule |
| Credit Union
ATM Fee |
$0.00 |
|
| Other
Financial Institution's ATM Fee |
Varies |
May be subject to
optional fee amount with use of other Financial
Institutions ATM machines |
| Replacement
Card Fee |
$20.00 |
Per card |
|
Non-Sufficient Funds Fee |
$20.00 |
Per each occurrence |
| Lost or
Forgotten PIN Fee |
$5.00 |
Per each occurrence |
| Return Check
Fee |
$20.00 |
Per each occurrence |
| Cardholders
Deposit Error Fee |
$15.00 |
Per each occurrence |
| Other
Deposit Discrepancy Fee |
$25.00 |
Per each occurrence |
| Improper
Endorsement Fee |
$25.00 |
Per each occurrence |
|
Account
Reconcilement or Research Includes Deposit and loan
related research |
| Per Hour |
$25.00 |
|
| Per Copy |
$5.00 |
|
|
Other Fees |
|
Non-Sufficient Funds Fee on Checks |
$20.00 |
|
|
Daily Negative Balance Fee |
$5.00 |
Daily fee accumulates beginning after
the 7th business day of insufficient funds |
| Deposit
Item Returned |
$12.00 |
Per each occurrence |
| Inactive
Account Fee |
|
If a share
account remains inactive for a period of five (5) years
and the member cannot be located with a balance less
than $300.00, the account will be closed and the balance
will be charged as an inactive account fee. The inactive
account fee is currently $5.00 per month, retroactive.
If the balance is over $300.00, the retroactive inactive
fees of $5 a month will be withdrawn, the account will
be closed, and the remaining funds forwarded to the
state as required by law. |
| Account
Closing Fee |
$25.00 |
For accounts closed
within 90 days |
