| |
TERM
|
RATE
|
|
NEW VEHICLES
|
Up to 48 months |
5.25% |
| (100% of Sticker) |
60 Months |
5.50% |
| includes refinance within 6 months of purchase |
72 Months |
6.00% |
| |
|
|
|
USED VEHICLES - 2004 or Newer
|
Up to 36 Months |
5.75% |
| Maximum Amount of NADA retail value |
48 Months |
6.25% |
| |
60 Months |
6.75% |
| |
|
|
|
USED VEHICLES -2003 or older
|
Up to 36 Months |
6.75% |
| Maximum Amount of NADA retail value |
48 Months |
7.50% |
| Maximum term for vehicles older than 2000 is 36 Months |
60 Months |
8.00% |
| |
|
|
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|
|
|
AA SIGNATURE LOANS
|
12 Months |
7.50% |
| $12,000 Maximum |
24 Months |
7.75% |
| Must have a debt to income ration below 30% |
36 Months |
8.25% |
| And a credit profile rating of at least 10 to qualify |
48 Months |
8.75% |
| |
60 Months |
9.25% |
| |
|
|
|
SIGNATURE LOANS
|
12 Months |
9.00% |
| $12,000 Maximum |
24 Months |
9.50% |
| |
36 Months |
10.00% |
| |
48 Months |
10.50% |
| |
60 Months |
11.00% |
| |
|
|
|
HOME EQUITY LOANS
|
Up to 60 Months |
5.75% |
| Fixed Rate/Fixed Amount - Minimum $15,000.00 |
6 to 10 Years |
6.25% |
| Maximum Amount $50,000 without Board Approval |
11 to 15 Years |
7.00% |
|
NO FEES IF LOAN IS KEPT THRU TERM
|
|
|
| $500 Processing Fee applies if Equity Loan if paid prior to 60 months |
|
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MOBILE HOME LOANS
|
60 Months |
9.00% |
| |
72 Months |
9.50% |
| |
84 Months |
10.50% |
| |
96 Months |
11.50% |
| |
108 Months |
12.00% |
| |
120 Months |
12.50% |
| |
|
|
|
100% SHARE SECURED
|
12 to 36 Months |
5.00% |
| |
36 to 48 Months |
5.50% |
| |
60 Months |
6.00% |
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