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WELCOME TO THE ALLEGHENY METAL FEDERAL CREDIT UNION'S WEBSITE!!
AMERICA’S CREDIT UNIONS Just celebrated 100th anniversary in 2008
2009 HOLIDAYS - OFFICE CLOSED:
September 7 –Labor Day
October 12 -Columbus Day
November 11 –Veteran’s Day
November 26 –Thanksgiving
December 25 –Christmas
Loan Rates have dropped again as of February 18, 2009
Especially check out our rate drops on Home Equity Loans
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We have added two brackets for New Auto Loans
See our Rates page for details.
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The "Invest in America" programs, are running special rebates on Chrysler eligable vehicles and special discounts on GM eligable vehicles from participating dealerships. The Chrysler rebates of $500 or $1000 are good July 1, 2009 through July 31, 2009 and GM supplier price discounts are running now through December 31, 2009. Members should click on the Save drop down when they visit www.lovemycreditunion.org for details on the program or contact a participating dealer.
THE TIME IS NOW. MAKE YOUR CREDIT UNION YOUR PRIMARY FINANACIAL INSTITUTION. 
Credit unions stand poised to be part of the solution to economic crisis confronting the United States in 2008. The non-profit, democratic, and cooperative principles underlying credit unions prove to be able to provide sound economic assistance to members. Senator Joseph Liberman, long-time supporter of credit unions, recently stated in a letter to Daniel Mica, CEO of CUNA, "credit unions have been among the few lenders in the financial industry demonstrating the resiliency and strength to continue lending." Your savings is insured up to $250,000 through the NCUA. For detailed information, go to the NCUA website: www.ncua.gov
- SURCHARGE FREE Point-of-Sale transactions
- Please note that the Credit Union is charged a fee when you use your check card as a debit but earns money when it used a VISA, so to help support the Credit Union we ask that you opt to process as a VISA
- SURCHARGE FREE ATM access at any CU Dollar, Credit Union ATM or where the Allpoint Logo is displayed
- LOST OR STOLEN VISA CHECK CARDS SHOULD BE REPORTED IMMEDIATELY
- During business hours call the Credit Union Office at 724-845-8923
- After hours call 800-500-1044
- Share Draft Checking Accounts
- Go Direct for Direct Deposits
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The U.S. Department of the Treasury and the Federal Reserve Banks are sponsoring Go Direct, a campaign to motivate people who receive federal benefit checks to use direct deposit. The campaign makes it easy for people to sign up for direct deposit -- they can call the Go Direct helpline at (800) 333-1795, or visit http://www.GoDirect.org to sign up online.
Protect yourself from Identity Theft
Never provide your personal information in response to an unsolicited request, whether it is over the phone or on the Internet. If you did not initiate the communication, do not provide any information. If you are unsure whether a contact is legitimate, contact the financial institution. You can find phone numbers and Websites on the monthly statements you receive from your financial institution, or you can look up the company in a phone book or on the Internet. If your account statement is late in arriving or does not arrive, call your financial institution to find out why. If your financial institution offers electronic account access, check your account activity online regularly to catch suspicious activity.
What to do if you fall victim
• Contact your financial institution immediately and alert it to the situation.
• Close accounts you think have been tampered with or opened fraudulently. Call the security or fraud department of each associated company or financial institution. Follow-up in writing and supply copies of supporting documents.
• It is important to notify credit card companies and financial institutions in writing. Send your letters by certified mail, return receipt requested, so you can document when and what the company received. Keep copies of your correspondence and enclosures.
• Report all suspicious contacts to the Federal Trade Commission through the Internet at http://www.ftc.gov/bcp/edu/microsites/idtheft/, or by calling 1-877-IDTHEFT (1-877-438-4338).www.naag.org for a list of state Attorneys General.
• Check with your state Attorney General’s office to find out if state law requires the police to take reports for identity theft. Check the Blue Pages of your telephone directory for the phone number, or check
If possible, file a report with local police or police in the community where the identity theft took place. Obtain a copy of the police report or the report number. It can help you deal with creditors who need proof of the crime. If the police are reluctant to take your report, ask to file a "Miscellaneous Incidents" report.
